XelMemo Non-Commercial Software License Agreement
                
                This Non-Commercial Software License Agreement (Agreement) is between Montrix limited liability company
                (MTX) and you, the entity or individual entering into this Agreement (User). The XelMemo software and documentation provided to User
                (Software) are licensed and are not sold. This Agreement is part of a package that includes XelMemo Software and certain electronic and/or
                written materials. This Agreement covers your permitted download, installation and use of the XelMemo licensed materials and the XelMemo
                Software. BY "INSTALLING" THE SOFTWARE YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ ALL OF THE TERMS AND
                CONDITIONS OF THIS AGREEMENT, UNDERSTAND THEM, AND AGREE TO BE LEGALLY BOUND BY THEM. If you do not agree with the
                terms of this Agreement, you may not, install or use the XelMemo licensed materials or the XelMemo Software.
                
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                General.  A non-exclusive, nontransferable, perpetual license is
                granted to the Licensee to install and use the Software for academic,
                non-profit, or government-sponsored research purposes. Use of the
                Software under this License is restricted to non-commercial purposes.
                Commercial use of the Software requires a separately executed written
                license agreement.
                
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                Permitted Use and Restrictions.  Licensee agrees that it will
                use the Software, and any modifications, improvements, or derivatives
                to the Software that the Licensee may create (collectively,
                "Improvements") solely for internal, non-commercial purposes and shall
                not distribute or transfer the Software or Improvements to any person
                or third parties without prior written permission from The Montrix. The
                term "non-commercial," as used in this License, means academic or other
                scholarly research which (a) is not undertaken for profit, or (b) is
                not intended to produce works, services, or data for commercial use, or
                (c) is neither conducted, nor funded, by a person or an entity engaged
                in the commercial use, application or exploitation of works similar to
                the Software.
                
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                Ownership and Assignment of Copyright.  The Licensee acknowledges
                that The Montrix hold copyright in the Software and associated
                documentation, and the Software and associated documentation are the
                property of The Montrix. The Licensee agrees that any Improvements made
                by Licensee shall be subject to the same terms and conditions as the
                Software. Licensee agrees not to assert a claim of infringement in
                Licensee copyrights in Improvements in the event The Montrix prepares
                substantially similar modifications or derivative works.  The Licensee
                agrees to use his/her reasonable best efforts to protect the contents
                of the Software and to prevent unauthorized disclosure by its agents,
                officers, employees, and consultants. If the Licensee receives a request
                to furnish all or any portion of the Software to a third party, Licensee
                will not fulfill such a request but will refer the third party to the
                Montrix web page
                so that the third party's use of this Software will be subject to the
                terms and conditions of this License.  Notwithstanding the above,
                Licensee may disclose any Improvements that do not involve disclosure
                of the Software.
                
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                Copies.  The Licensee may make a reasonable number of copies of
                the Software for the purposes of backup, maintenance of the Software or
                the development of derivative works based on the Software. These
                additional copies shall carry the copyright notice and shall be
                controlled by this License, and will be destroyed along with the
                original by the Licensee upon termination of the License.
                
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                Acknowledgement.  Licensee agrees that any publication of
                results obtained with the Software will acknowledge its use by an
                appropriate citation as specified in the documentation.
                
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                Disclaimer of Warranties and Limitation of Liability.  THE
                LICENSEE AGREES THAT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT
                NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS
                FOR A PARTICULAR PURPOSE ARE DISCLAIMED. THE MONTRIX MAKES NO
                REPRESENTATION OR WARRANTY THAT THE SOFTWARE WILL NOT INFRINGE ANY
                PATENT OR OTHER PROPRIETARY RIGHT.  IN NO EVENT SHALL THE MONTRIX BE
                LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR
                CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF
                SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR
                BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY,
                WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR
                OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF
                ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
                
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                Termination.  This License is effective until terminated by
                either party.  Licensee's rights under this License will terminate
                automatically without notice from The Montrix if Licensee fails to comply
                with any term(s) of this License. Licensee may terminate the License by
                giving written notice of termination to The Montrix. Upon termination
                of this License, Licensee shall immediately discontinue all use of the
                Software and destroy the original and all copies, full or partial, of
                the Software, including any modifications or derivative works, and
                associated documentation.
                
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                Governing Law and General Provisions.  This License shall be
                governed by the laws of the South Korea, excluding the
                application of its conflicts of law rules. If any provisions of this License are held invalid or
                unenforceable for any reason, the remaining provisions shall remain in
                full force and effect. This License is binding upon any heirs and
                assigns of the Licensee. The License granted to Licensee hereunder may
                not be assigned or transferred to any other person or entity without
                the express consent of The Montrix.  This License constitutes the
                entire agreement between the parties with respect to the use of the
                Software licensed hereunder and supersedes all other previous or
                contemporaneous agreements or understandings between the parties,
                whether verbal or written, concerning the subject matter. Any
                translation of this License is done for local requirements and in the
                event of a dispute between the English and any non-English versions,
                the English version of this License shall govern.